Payments, Liquidity & Factoring Hub

Part of the Fintech

Traces every incoming payment in real time, fires the credit unblock in under an hour, automates quickpays and factoring and watches your cash position.

Fintech
The context

Clients pay in seconds and their credit takes days

Clients pay digitally in seconds, yet that confirmation takes 4 to 48 hours to show up as available credit capacity. Quickpays depend on manual approvals one by one, and treasury operates reactively with no projection of the cash flow over the following seven days.

The solution

From confirmed payment to available credit in an hour

Silia receives each payment confirmation via webhook from the processor or the core, logs it with amount, date and channel, and fires the credit unblock toward the suite engine. Quickpays validate through amount rules, factoring computes itself and cash alerts early.

Key capabilities

What the agent does in your operation.

  • Payment traceability

    Logs every incoming payment from the processor or core banking system with amount, date, client and channel, reconciling to the ERP.

  • Unblock trigger

    Once a payment confirms, it fires the trigger to the credit engine to update the client's capacity and notify the account executive.

  • Quickpays and factoring

    Validates quickpays through amount rules with human approval above threshold, and computes factoring discounts with tracking.

  • Cash dashboard

    Shows the current cash position with a seven-day projection based on expected flow rules and alerts configurable by threshold.

Before

Without Silia

  • Payment to credit in 4-48 hours
  • Quickpays approved by hand
  • Reactive cash, no projection
After

With Silia

  • Credit available in an hour
  • Quickpays cleared by rules
  • Cash alerts ahead of time
System

System integrations

Silia connects live to the systems your business runs on: it updates records, triggers workflows and confirms actions.

  • Slack
FAQs

Still have questions?

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